When Medicare began in 1966, Congress wanted everyone eligible to sign up for Part B so the premium income would help pay for the program. A penalty of 10 percent per year was mandated for late filing to encourage people to buy Part B coverage at age 65. The monthly premium in 1966 was $3, and the penalty for filing one year late then was only 30 cents per month for twelve months. Currently, the penalty for delaying for one year is $4.38 per month, almost 15 times the original penalty. If a person files 10 years late, the penalty is 100 percent, or $43.80 per month, for a total monthly premium of $87.60. This is a harsh penalty due to the tremendous in- crease in the cost of living since 1966. As in years past, Representative Barney Frank has introduced a bill to limit the penalty for late enrollment to just 10 percent per month for twice the period of no enrollment. Thus, if a person delayed enrolling in Medicare Part B three years, the penalty would be $4.38 per month for six years. In the 107th Congress, the bill is H.R.1177. Click on Co-sponsors of H.R.1177 to determine if your Representative has co-sponsored it. Click on Co-sponsors of H.R.914 to determine if he/she co-sponsored it in the previous Congress.